What do you do when your Sim(s) are stinking rich?

delphy · May 2020

So I have already hit the limit of money to be earned in the game (9,999,999). What do you do when you hit this point? My sims are still working on careers, so not working isn't a option. And finding expensive items in the game and sticking them in my household inventory is annoying. And the most expensive thing I have found is 15,000. I also donate 50,000 as often as possible (I think that was thanks to a mod). I'd love to hear others ways to deal or suggestions on how to waste away some of this money.

mercuryfoam · May 2020

Do you use mods? Here's one random quirky suggestion and 2 practical ones.

1. MCCC has a child support system. If your current heir is a cassanova and you're on a 100 baby challenge, you could have him make a ton of babies outside the main household and send child support money their way. I think it's set at 1% of total value per child (which you can tweak for more if you want). I've personally never tried this, only saw it in the control panel.

2. Have you tried SNB Bills mod? You'll have to pay property taxes. Also separates utility bills into water/electricity/etc so your bills might increase.

3. Buy the most expensive mansion and pay hefty bills. I just downloaded a 1.5mil venue from the gallery yesterday so that's one way to lose 15% of your money fast.

Chazzzy · May 2020

You could always right-click on their money and set it to 0 or whatever you want (with UI Cheats) if you’re really sick of them being loaded.

musteni · May 2020

Wow that's something. I don't actually have any that rich sims. I play rotationally so the progress is slow and also I usually find a way to get rid of their money, for example kids not inheriting any of it. I like playing poor. I was going to suggest moving into a bigger house and buying a retail lot/restaurant/vet clinic and improving it. That's what I plan to do if my sims get too some extra cash.

Duvelina · May 2020

Can't even imagine most of my sims earning that amount of money, except if they'd won the lottery multiple times or have money trees or something. 😂

Nindigo · May 2020

They live normally. I cheat in money to give them the things I want them to have. Money doesn't factor in gameplay wise whatsoever. I started playing my current household with maximun possible funds which is, what, one simoleon short of a million? Or something.

EA_Mai · May 2020

My Sims have never reached 9,999,999 without me cheating - that's amazing, congrats!

But if they had, I'd probably just continue playing and letting my Sims enjoy their lives without worrying about money at all. I'd take them on a long holiday to Sulani as well. And maybe buy some restaurants or stores - this can go either way: make them lose money or win more

crocobaura · May 2020

delphy wrote: »

So I have already hit the limit of money to be earned in the game (9,999,999). What do you do when you hit this point? My sims are still working on careers, so not working isn't a option. And finding expensive items in the game and sticking them in my household inventory is annoying. And the most expensive thing I have found is 15,000. I also donate 50,000 as often as possible (I think that was thanks to a mod). I'd love to hear others ways to deal or suggestions on how to waste away some of this money.

I don't think any career pays that much money that you reach that amount of savings so you nee to look at the other sources of income. Maybe you are collecting too much stuff? Like other suggested, opening a business is a good way to spend a lot of money on the lot and furnishings. But if your business is successful and you keep collecting stuff then you will soon be back to where you started. Also you could try gifting expensive items that you don't want to keep instead of selling them. There is the option to burn money in the fireplace. When Eco Lifestyle is released you could have a sharing is caring neighbourhood action plan, and let other sims steal your unwanted stuff. Also, you could fill a lot with stuff and add the lot traits cursed and volcanic activity, hopefully there will be a big fire.

musteni · May 2020

With Get Famous you can put money in a vault. Would that work? I haven't tried it so not 100% sure if it still counts towards the funds, I think not?

mercuryfoam · May 2020

@musteni it counts towards household funds and is considered household possessions so it'll count towards the bills too. I had my household put 500k into the vault and my next cycle of billing went up to 49k.

The dangers of using the vault is if your sims move or you plop them onto the gallery, the money doesnt follow.

StilettoBlack · May 2020

How did you make that much money?

delphy · May 2020

It's a combo of two working parents, my main sim the female has completed 2 careers already, they do a lot of collecting and she was/is a painter and gardener. It can add up very fast. I spent a good chunk of last night buys the more expensive items and just putting them into the household inventory. I like the Bill idea I will have to look into that. I'm waiting out their teenagers to grow up to leave home before I add any more kids. I play on a long extended lifetime too so that is also part of why I've reached this level of money. I got really good at finding money making ways in the sims 3. I guess I'm good at it in the sims 4 too. Only took me about 3 months real time. Oh and the female sims has the no service fee reward. I wish I hadn't done that now.

I also had 3 money trees. I put 2 into inventory so I didn't keep getting all that money. each tree gives 31,000 most days.

ArcherDK · May 2020

Nothing at all. I've reached maximum amount so many times it's not even funny. No cheating, too. Then I simply use MCCC to lower the amount of money to reasonable (Think of it as a donation or an investment) and then let money pile up again.

bshag4lv · May 2020

I have only a couple of families that have had money trees and I vowed never to give another sim a money tree seed. They continue with their lives, only without worrying about the utilities being shut off. But I'll never use money trees again and these families only have 1-2M each. I can't imagine having sims with that much.

I have the really great mod, MCC and I made child support in my settings. I really wished I hadn't done that now, my almost broke sim hit the bushes with Clara Bjordensen (totally his idea) and she had twins! I made him move into a shack in Sulani which is all he can afford now...but I still won't get him a money tree seed. He must suffer.

Kathykins · May 2020

The most any of my families had was around 850k, and I "cheated" that down to about half. That's after building their house, and filling it with everything they would ever need (at that time, anyway...got some new packs since....). When the kids move out, they will get a bit of starting money, but after that, they're on their own. TBH I often find I don't even have to motherlode in TS4, getting rich is a walk in the park.

StilettoBlack · May 2020

I have never gotten that much. I have never reached 100k even. I'm really good at spending the money! I love opening restaurants! Open 4 or five and watch that money just disappear!

DaWaterRat · May 2020

When I had that much money in my previous save, I'd gift some funds to family that had moved out. When the teenagers move out, give them a hefty "starting fund" to start their new lives.

A vault with a couple of million in it is a great way to eat up funds with bills too.

As mentioned, opening stores or better still vet clinics and restaurants, as they don't have as high a profit margin and also don't require constant tending by the family. (At least I think restaurants can be open without a member of the household being there. I've only played with it once, I think.)

delphy · May 2020

@DaWaterRat I like that suggestion. My sims have 2 teenagers. I will definitely have to do that when they move out. They won't struggle to get started lol.

NorthDakotaGamer · May 2020

I usually cheat the money back down.

illustratedhappiness · May 2020

Having copious amounts of money just isn't fun for me. But I don't want to cheat it away either - I worked hard for that money!

So what I do is:
I place a bank from the Gallery and make my main Sim from every generation go there to put excess money in a vault. (And make sure to transfer ownership before the current owner passes)
I think of it as them putting it aside for the apocalypse or something.
... From the games perspective this is tax evation as this method makes the fortune excluded from bills haha.
The bank is in Oasis Springs right now, but perhaps I should put it in Sulani instead and pretend it's the Cayman Islands!

delphy · May 2020

illustratedhappiness wrote: »

Having copious amounts of money just isn't fun for me. But I don't want to cheat it away either - I worked hard for that money!

So what I do is:
I place a bank from the Gallery and make my main Sim from every generation go there to put excess money in a vault. (And make sure to transfer ownership before the current owner passes)
I think of it as them putting it aside for the apocalypse or something.
... From the games perspective this is tax evation as this method makes the fortune excluded from bills haha.
The bank is in Oasis Springs right now, but perhaps I should put it in Sulani instead and pretend it's the Cayman Islands!

I don't have Get Famous and likely never will unless it's offered very cheap as I want nothing to do with being famous. I skipped that EP for the Sims 3 as well. I love the tax evasion part though that is awesome!

illustratedhappiness · May 2020

@delphy Hahaha, just think of it as the Sims 4 Paradise Papers Expansion pack instead of Get Famous

Goth583 · May 2020

Increase the bills using MCCC to get rid of some money and don't let them do or sell anything that makes extra money. Its just WAY too easy to make money in TS4.

LoriTSp · May 2020

My Sims like to paint and garden, which brings in a lot of $$$ (in excess of 100k simoleans/ day for just the plants.) Most of my played Sims have completed the money aspirations, so there is the money from that as well. I tend to gift copious amounts of money to deserving relatives and friends. Also, if I remember to add a vault to their household, it factors into the bills as well.

A_Mom · May 2020

Have you upgraded your flooring, wallpaper, and house siding? Some are much more expensive than others. And don't forget landscaping can eat up money too. You could also build some elaborate basements to store your expensive items instead of the household inventory.

Have you built and upgraded a rocket ship? That'll take some cash as well.

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What do you do when your Sim(s) are stinking rich?

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