This might only be worth a stuff pack, but if you could incorporate more gameplay for a game pack then by all means. I always thought the addition of banks to The Sims would be quite a great idea. Starting a retail business in any of the past business oriented expansion packs was always a tedious thing to startup unless you just used money cheats. While one could always take out a loan from the First Bank of Rosebud (money cheats). It would be great to have this actually be a part of the main gameplay.
Your sims could go to a new lot called a Bank, obviously, where they could speak with a representative for a loan or open up a checking and/or savings account which would more or less be like the money transfer system currently in the game for retail lots. You could actually put pressure on to actually repay the loans too. This could engage more to utilize the entrepreneur aspect of the Get to Work expansion pack or the Restaurants game pack too.
Perhaps one of the consequences could be a visit from a familiar foe, the Repo Man. There could also be working ATMs too.
If you could just make this a stuff pack or even a patch that would suffice.
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Wait, what? Is this in eco-friendly?
I also don't see the point of ATMs. So our Sims have to visit the ATM every time they want to buy something?
Realism doesn't always equal fun gameplay. This just seems like a chore.
In Sims 3 I had a mod that allowed my sims to take loans and pay it back, with interest. It would be great to have it back again.
Name of the mod please.
Then don't send your sims to the lot. Why shouldn't there be an option for online banking?
The Sims 4 already has police stations from the Get to Work expansion pack. Did you mean this could expand its usage instead of adding them?
It was one of the MasterController modules by Twallan.
Which is why I said, "it should be a phone/computer interaction."
Look. I'm all for banking. But banks as visitable lots? There's no way in hell that would be enjoyable, unless you play The Sims as a 1:1 recreation of real life. Which probably makes you a really fun person.
So, in other words, you never played The Sims 2?
Because it was an awful grind that nobody liked. There were constant complaints about it on the old BBS, and the mods that removed the restriction were some of the most popular mods of that era. That's why EA and Maxis dumped it for TS3.
The career levels can go from Cashier to CFO. For example if you develop good relations with a Sim who has a banking job, you get higher chance to get a loan when you apply for one at the bank, and if you are enemy with a Sim who is a banker your chance of getting a loan get slimmer especially if that Sim is your financial advisor