We are aware of an issue that may cause players to permanently lose their club points/perks.
We are working on a fix to prevent this from occurring in the future. In the meantime, you can avoid this issue by avoiding entering build mode on any lot through Manage Worlds (instead of from Live Mode).
If you do encounter the bug, do not save. If you do save after the bug occurs, you will have to either regain the points/perks manually, or revert to an older save (that has the club points/perks saved).
This post explains how to load older versions of save slots if you need to: http://forums.thesims.com/en_US/discussion/comment/14302212#Comment_14302212
Apologies for the inconvenience.
If I don't actively respond here, I'm sorry. I can get a bit busy over at https://answers.ea.com/t5/The-Sims-4/ct-p/the-sims-4-en