Ha ha! I'm currently in the majority! I always start off so determined and with the best of intentions and then, I just fizzle out and start playing all random and abandoning the rules and goals.
I love challenges, imo they add a lot to the game. When I play a household without a challenge I usually end up getting bored with it. I don't only play challenges like my poll choice might suggest though, I just chose that option because I play them more than just "sometimes".
I never played challenges in previous sims games. Sims 4 I do challenges often because the game itself is just flat. Now I either do a challenge, create my own challenges or make very elaborate back stories to give the game some life. It has helped keep the game somewhat fresh for me.
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I do, but my last one I ended up getting bored so I quit it for now.